Question: Why Do Landlords Ask For SSN?

Why do landlords ask for SIN number?

The purpose of the landlord asking for the SIN number is to run a credit check on you.

Your landlord can also receive a credit check if you provide your full name and birthday.

There is the risk that if someone shares your birthday and name, then the check could produce more than one credit report..

Can a landlord do a credit check without a Social Security number?

All three major credit bureaus offer landlords the ability to order credit reports on their own, without having to request a Social Security number. … Collecting Social Security numbers makes a landlord responsible for protecting someone else’s sensitive information.

Is it illegal for illegal aliens to rent an apartment?

The short answer is no. The federal government has almost exclusive authority to address immigration, including undocumented immigration. Currently, there is no federal law which prevents or penalizes landlords from renting to undocumented persons.

What can a landlord not ask you?

Is there anything a landlord can’t ask? A potential landlord may not ask any questions that violate federal or state discrimination laws. These include questions about race, national origin, religion, sex, familial status or disability prohibited by federal law.

What can someone do with your SSN?

A dishonest person who has your Social Security number can use it to get other personal information about you. Identity thieves can use your number and your good credit to apply for more credit in your name. Then, they use the credit cards and don’t pay the bills, it damages your credit.

Can a landlord use your Social Security number?

A landlord will use your Social Security number not only for credit check purposes, but to also confirm your identity with a possible background check. Social Security numbers are also integral for banking purposes.

Can a landlord ask for your Social Security card?

Landlords legally can not rent to illegal immigrants any more. So, they have to ask for a social security card or birth certificate. They also need your social security number in case you have to be evicted. … Your SSN is needed to run a credit report, and the card provides verification of the number.

Can a landlord ask how much you make?

4. Public Assistance. “Are you on food stamps?” Although landlords have the right to know where you’re employed and how much money you make, what a landlord cannot do is ask where all of your money comes from.

Is it normal to give your Social Security number on a rental application?

Do you have to provide your Social Security number on the rental application? No, but to run the credit request, the applicant’s full name, current address and Social Security number have to be provided to ensure the validity of the report. … Rules vary by the company that provides the credit report.

Can you get an apartment with an EIN number?

You can use an EIN to rent an apartment as long as you will be conducting business in the dwelling.

Can I refuse to give my Social Security number?

Yes, you can refuse unless you’re legally required to provide your Social Security number (SSN). However, there’s also no law preventing businesses from asking for it or refusing you service if you don’t provide it.

What landlords can ask for?

What information can landlords require from potential tenants?Source of income versus level of income. Denying tenancy or enforcing a term or condition on a tenant because of the person’s source of income is discrimination. … Rent-to-income ratios. … Credit checks and references. … Co-signors.

Is a Social Security number required for a credit check?

For instance, anytime you’re applying for credit — for a new credit card, a loan, new telephone or cellular service — the creditor will need your Social Security number to run a credit check.

Can I rent an apartment without Social Security number?

A SSN is not required to rent an apartment. If it is requested, it is probably for a credit or background check. Explain to the rental agency or landlord that you do not have a SSN because you are not yet eligible for one.

Do Realtors need your Social Security number?

Credit history. Usually you sign authorization for the loan officer to obtain a copy of your credit report and provide your Social Security number, to ensure it is your report and not one belonging to someone with a similar name. You will likely pay a small fee for the report.